India Life Insurance by Finance Guru

ABSLI Group Income Replacement Plan

ABSLI Group Income Replacement Plan is designed to provide financial stability by substituting your member’s monthly income in the event of a critical illness or total permanent disability. This ensures that essential needs are met during times of distress.

Key Features:

  • Income Benefit Options: Multiple options are available to receive income benefits.
  • Flexibility: Total flexibility on the sum assured.
  • Steady Income: Ensures a steady income stream if diagnosed with covered critical illnesses or total permanent disability.

Benefits:

  • Income Benefit: Provides a monthly income benefit if a member is diagnosed with any of the covered critical illnesses or total permanent disability.
  • Member Addition: Allows for the addition of new members during the policy year by either paying a pro-rata premium for the remaining policy year or the full premium for a year of coverage from the member’s risk commencement date.
  • Premium Payment Options: Premiums can be paid on an annual, semi-annual, quarterly, or monthly basis.
  • Adjustable Sum Assured: The master policyholder can adjust the cover amount for members during the year as per the group’s requirements.

Eligibility:

  • The plan caters to the needs of group members, with specific conditions outlined in the policy documentation.

Additional Information:

  • Brochure: For a detailed understanding of the plan, including terms and conditions, download the Plan Brochure or visit our website.

ABSLI Group Income Replacement Plan offers a safety net for your members, ensuring that they can maintain financial stability even in the face of serious health challenges.