India Life Insurance by Finance Guru

Affinity

ABSLI’s Affinity Schemes offer tailored protection solutions designed to meet the financial needs of affinity groups that share a common interest, such as industry bodies, dealer associations, and non-employer employee groups. These schemes are crafted to build strong, long-lasting relationships and provide comprehensive benefits to members.

Why Opt for Affinity Insurance Scheme?

  • Foster Strong Relationships: Enhances the bond within the group or business by offering tailored protection solutions.
  • Demonstrates Commitment: Shows your dedication to improving the lives of your members.
  • Strengthens Position: Consolidates your standing within the industry or group.
  • Boosts Loyalty: Acts as a tool for member recruitment and retention by adding value to membership.

Benefits of Affinity Schemes:

  • Customisation: ABSLI offers high levels of customization to match the specific needs of each affinity group.
  • Experience and Digital Capabilities: ABSLI’s extensive experience and advanced digital capabilities ensure efficient and effective service. Their technology supports quick API integration and comprehensive product offerings.
  • Claims Settlement Ratio: ABSLI boasts a high claims settlement ratio of 99.57% for group business in FY22-23, reflecting reliability and trustworthiness.
  • Affordability: ABSLI provides cost-effective products that deliver comprehensive protection at a competitive price.

Riders Available:

  1. Accidental Death Rider (UIN 109B004V04)
    • Provides coverage for accidental death, enhancing the financial protection for members.
  2. Accidental Death and Dismemberment Rider (UIN 109B005V04)
    • Offers additional financial protection in the event of accidental death or dismemberment.
  3. Total and Permanent Disability Rider (UIN 109B010V04)
    • Provides extra coverage for total and permanent disability, protecting members’ financial interests.
  4. Term Rider (UIN 109B007V04)
    • Customizes insurance cover for members and offers financial protection in the event of death.
  5. ABSLI Group Comprehensive Critical Illness Rider (UIN: 109B040V01)
    • Provides financial protection if a member is diagnosed with covered critical illnesses.

Tips to Choose Affinity Products:

  • Customization: Ensure the insurer offers tailored solutions to fit the unique needs of your group.
  • Experience and Technology: Choose an insurer with a proven track record and advanced digital capabilities.
  • Claims Settlement Ratio: Opt for an insurer with a high claims settlement ratio to ensure reliable coverage.
  • Affordability: Select products that offer comprehensive protection at a cost-effective price.

Download: Plan Brochure

For more details on the ABSLI Affinity Scheme and its offerings, please refer to the brochure or visit our website.