India Life Insurance by Finance Guru

ABSLI Group Income Replacement Plan

The ABSLI Group Income Replacement Plan is designed to provide financial security for group members in the event of a critical illness or total permanent disability. This plan ensures that members receive a steady income to cover essential needs during times of distress.

Key Features:

  • Income Benefit Options: Multiple options available to receive income benefits.
  • Flexibility: Total flexibility in setting the sum assured.
  • Steady Income: Provides consistent income if diagnosed with any covered critical illnesses or in the event of total and permanent disability.

Benefits:

  • Income Benefit: Pays an income benefit if a member is diagnosed with a covered critical illness or experiences total and permanent disability.
  • Member Addition: New members can be added during the policy year by either paying a pro-rata premium for the remaining policy year or the full premium for one year of coverage from the member’s risk commencement date, as per the scheme rules.
  • Premium Payment Options: Premiums can be paid annually, semi-annually, quarterly, or monthly.
  • Adjustable Sum Assured: The master policyholder can increase or decrease the coverage amount for members throughout the year based on the group’s needs.

Download: Plan Brochure

For more detailed information on the ABSLI Group Income Replacement Plan, please refer to the brochure or visit our website.